Joshua Kerrigan on Hurricane Safety for Boaters

The 2012 hurricane season was remarkably mild, but Joshua Kerrigan, President of Yacht Management, says that shouldn't lull boat captains into a false sense of security. Next year might provide severe storms that could catch some boaters off guard, unless they're prepared and know just what to do when a storm approaches. Through his company, Joshua Kerrigan can help some yacht owners deal with their vessels when a storm is scheduled to come through, but these tips might be helpful for people who own their own watercraft, and who choose to deal with the issue on their own.

Insurance can be crucial after a major storm, helping people avoid major financial catastrophe. However, not all insurance plans cover losses due to hurricanes, Joshua Kerrigan says, and some people don't find that out until the moment they attempt to file a claim for losses and find that claim has been denied. It's a sad situation, especially since it's a situation that could be prevented with a little planning. Joshua Kerrigan recommends that all boat owners call their insurance companies and ask about their hurricane coverage. If storm damage isn't covered, people should ask about riders that might provide increased assistance.

If a storm is approaching, Joshua Kerrigan says the best option is to get the craft out of the water completely. Anchoring the boat to land, in an area that's free of trees, is the best way to ensure that the craft stays safe in the storm. If removing the vessel isn't an option, Joshua Kerrigan recommends that owners ensure that the batteries are charged and that the bilge pumps work. This is the best way to ensure that a significant amount of damage won't take place while the craft is on the water in a storm.